Introducing HOMEConnect… Fast Secure Home Loan . It is a simple process and easy get started today. Simply click on the link below to begin your application a breeze by digitally connecting your income, employment and assets completing the verification process quickly using industry leading security to protect your data. That information is matched with the right loan for you…helping you and your loan expert at GEM, take you from application to approval and funding in record time. All with no obligation…only at GEM!
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.
Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.
We know that it isn't easy to find your answers at once. Reach out to us by filling this form and we will reach back in 24 hours.
Under the California Consumer Privacy Act, you have the right to request that Golden Empire Mortgage, Inc. not sell your personal information.
You can make that request in one of three different ways.
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844-959-0618
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Write to us at:
Golden Empire Mortgage, Inc.
ATTN: CCPA Clerk
2659 Townsgate Road, Suite 236
Westlake Village, CA 91361
This calculator computes the payments of principal and interest based upon a home price, down payment and other factors.
This calculator computes the finance amount, based upon income, expenses, credit rating and other factors to determine how much home can I afford.
I am writing this review to shout from the rooftops about the incredible experience I had with Marina. I would give her 10stars! This lady is a powerhouse in the world of lending and if you’re looking for someone who will turn the baffling home process into a walk in the park, she’s your superhero .
Lanette LovingI recently had the pleasure of working with Fidel and his exceptional team at ZABE Mortgage for my loan process, and I can't express how impressed I am! From the very beginning, Fidel showcased his remarkable expertise in the field. His dependable and transparent communication made every step of the .
Annabelle RamirezDan and his team were far greater than we could have imagined. For something that can be very intimidating and stressful, Dan made the process seamless and made us very comfortable through the entire experience. Dan and his team are responsive and always gave us the information that we needed withou .
Kenneth MoonExcellent communication. Manuel went above and beyond to get the loan approved while keeping me informed of the process. He explained why everything was done the way it was done and made sure he was available when I had questions.
Kamal ElbialyMade the home buying process smooth. Many times you feel like you don’t know what you’re doing and Armando really gave us the confidence through his knowledge, to know what we were getting ourselves into.
